Why You Need Travel Insurance

It's not a question of being able to afford travel insurance. It's more a question of can you afford to travel without it?
When you're travelling, even a minor accident or sickness can become a major expense and inconvenience. So whether your plans include a trip outside your home province or territory, to the U.S. or to another continent, having travel insurance will go a long way toward ensuring you enjoy your time away.
Please take a moment to review some of the reasons why travel insurance should be an important part of planning your trip:

Government Health Insurance Plans Don't Cover Everything

Anytime you leave Canada—even for a few hours—without travel medical insurance, you're taking a big risk. Like many Canadians, you might be surprised to know that when you travel outside Canada, you leave a large portion of your government health insurance plan (GHIP) behind.⁽¹⁾ Government health insurance plans also typically cover only a limited portion of medical costs once you leave your home province or territory, even if you are still in Canada.
Plus, unlike a GHIP, a travel insurance plan can also offer benefits such as Baggage & Personal Effects Insurance, Flight & Travel Accident Insurance, and Trip Interruption/After Departure Insurance.
So, whether you're travelling out of the country, or just out of your own province, make sure you understand what you're covered for and that you have purchased supplemental travel insurance to fill any gaps. This includes reviewing what coverage, if any, is provided by a benefits plan you may have through your employer.

Credit Cards Don’t Cover Everything

Some credit cards cover basic health insurance when you are travelling outside your province/territory of residence or Canada. However, there may be important distinctions between what Travel HealthProtector^® insurance covers and what your credit card's insurance plan covers. Before you take a trip, it's a good idea to review any coverage provided by your credit card(s) to decide whether you need additional insurance.

Coverage You Can Count On

In a world where anything can happen, Travel HealthProtector insurance is your ticket to safeguarding your trip. For instance, what if you had to:

Cope with an emergency in a foreign country?

You're on your dream vacation in a foreign country and chances are you may not speak the language. How would you get help during an emergency? Our multilingual coordinators understand your coverage and can help you find the care you need. Simply call us 24 hours a day, seven days a week, no matter where you are in the world.

Pay out-of-pocket for medical expenses?

If you become sick or injured while travelling, your government health insurance plan would only cover a fraction of the medical costs.
Imagine a medical emergency that requires being taken by air ambulance to the nearest hospital. As you can see from the chart, treatment can easily run into the tens of thousands of dollars.
Emergency travel medical insurance can help cover these costs. Plus, RBC Royal Bank^® offers up-front payment on claims whenever possible.

Suddenly rush home because of an emergency?

If you have to return home early, you could incur some serious expenses. Trip Interruption/After Departure Insurance can help reimburse you when your travel arrangements don't go according to plan.

Replace lost baggage or personal effects?

Don't let your vacation be ruined if your luggage or personal effects, such as a passport, become damaged or lost. Baggage & Personal Effects Insurance helps cover some of the replacement costs so you can get back to enjoying your trip.

Buy travel insurance as though you're going to use it

No one takes a trip assuming the worst. But should something happen, it's good to know that you and the people you care about will be protected.
An essential part of every trip, travel insurance is a small expense for a tremendous amount of confidence!
Learn about Plans and Coverage’s for Travel HealthProtector Insurance.

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Wireless Internet at the Motel

Mariner Motel now offers wireless broadband internet to guests staying at the motel. The advantages of having Wireless Internet are endless with guest being able to access the internet from anywhere in their room and not being restricted to a desk. Meeting are less restrictive with an unlimited amount of computers being able to access the internet and delegates can sit anywhere in the room as they do not need to plug their computer into a port.   Everyone is using a cell phone, laptop, tablets, e-readers these days and we want our guests to be connected.  Enjoy wireless internet services with the motel. 

Mariner Motel
Woodstock, ON
T: 519 537 5332
www.marinermotel.ca

Why Social Media for small business works?

Mariner Motel
Woodstock, ON
http://www.marinermotel.ca/
T: 519 537 5332

Social Media is huge and every business new or old should be using these great tools to promote awarness about their business.  Read below and enjoy. 

I don’t want to say I told you so, but social media works for business and, finally, there is strong evidence to substantiate that claim.
Several research reports over the past couple of months have validated the influence of social networks like Facebook and Twitter on the buying process.
Specifically, the study of over 1,500 consumers by market research firm Chadwick Martin Bailey and iModerate Research Technologies found that “60% of Facebook fans and 79% of Twitter followers are more likely to recommend those brands since becoming a fan or follower.” Not only that, but an “impressive 51% of Facebook fans and 67% of Twitter followers are more likely to buy the brands they follow or are a fan of.”

It has become commonplace for brands to have a presence on these and other social media sites. Those that don’t face obsolescence. “If they’re not on Facebook or Twitter, then they aren’t in touch with the ‘electronic’ people,” said one participant in the study.
“While social media is not the silver bullet that some pundits claim it to be, it is an extremely important and relatively low-cost touch point that has a direct impact on sales and positive word of mouth,” comments Josh Mendelsohn, a vice president at Chadwick Martin Bailey. “Companies not actively engaging are missing a huge opportunity and are saying something to consumers, intentionally or unintentionally, about how willing they are to engage on consumers’ terms.”
eMarketer and MarketingProfs report the researchers explored why social media users become brand fans. “The top reason to friend a brand on Facebook was to receive discounts, followed by simply being a customer of the company and a desire to show others that they support the brand,” according to eMarketer. On Twitter, it was all about discounts, up-to-the-minute information and exclusive content that attracted consumer attention.
In light of this new information, what should a brand do? Several things actually.
1. Establish an outpost on Facebook via the use of a Fan Page. Not only are Fan Pages one of the few means by which businesses can legitimately engage in Facebook, it’s pretty darned effective, especially when time and attention is paid to the Page’s development. By that I mean frequently updated content, interactions with Fans, and the inclusion of custom content facilitated through the use of staticFBML or apps such as those offered by Involver, which are specifically designed for Fan Pages.
2. Start tweeting for Pete’s sake. Even if you use Twitter only as a broadcast channel, at least you have a presence there. If you extend your engagement to include interactions with followers, even better, especially if you can accompany such engagement with special offers and highly-relevant content.
3. Tell everyone you know in every way you can think of. Include links to Facebook, Twitter (and any other social media outlet you inhabit) on your company website, email signature, email newsletter, business cards, and other sales collateral. Heck, I know one furniture company that posted a huge billboard asking everyone to friend them on Facebook.
4. Make your website a hub of social activity. Rather than your site being a stand-alone information silo, tie content produced there to Facebook and Twitter posts. If you have a blog, include the ability for readers to share your posts via Facebook/Twitter and other sites. Conversely, make sure that your social media outlets point back to your website or blog. I still believe the company website has relevance. It’s just not the only place where your presence can reside on the Web any longer.
According to Facebook’s own figures, more than 1.5 million businesses have active Pages there. The average user becomes a Fan of four pages per month. As for Twitter, a survey done in November 2008 showed that 56 percent of those that use Twitter do so for business purposes, and that 89 percent of users agree that brands should engage consumers there.
The facts are in. Social media works for business. Consumers want you there, expect you to be there, and will reward you with their attention and patronage if you are. Need more be said?

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